{"id":758,"date":"2025-08-02T14:06:03","date_gmt":"2025-08-02T14:06:03","guid":{"rendered":"https:\/\/vrbtim.com\/?p=758"},"modified":"2025-08-22T14:59:06","modified_gmt":"2025-08-22T14:59:06","slug":"effective-liquidity-planning","status":"publish","type":"post","link":"https:\/\/vrbtim.com\/en\/2025\/08\/02\/efikasno-planiranje-likvidnosti\/","title":{"rendered":"Liquidity Planning: 4 Critical Mistakes (and How to Ensure Stability)"},"content":{"rendered":"\n[et_pb_section fb_built=&#8220;1&#8243; admin_label=&#8220;Post Title&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;f46dce9e-ece6-431a-b0ef-4be235f55264&#8243; background_color=&#8220;#023047&#8243; background_enable_image=&#8220;off&#8220; custom_margin=&#8220;||4px||false|false&#8220; custom_padding=&#8220;0vw||0vw||false|false&#8220; locked=&#8220;off&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;_initial&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;_initial&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_heading title=&#8220;Razumevanje Klju\u010dnih Razlika&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;c33f07d9-41e0-421a-8799-5799df695cce&#8220; title_font=&#8220;IBM Plex Sans|IBM Plex Sans Condensed_weight||on|||||&#8220; title_text_color=&#8220;#FFFFFF&#8220; locked=&#8220;off&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_heading][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8220;1&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_enable_color=&#8220;off&#8220; custom_margin=&#8220;-2px|||||&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_row _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;][et_pb_code _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; global_colors_info=&#8220;{}&#8220;]<!-- [et_pb_line_break_holder] --><section style=\"background:#ffffff; color:#023047; padding:48px 20px; font-family: 'IBM Plex Sans', sans-serif; line-height:1.6;\"><!-- [et_pb_line_break_holder] -->  <div style=\"max-width:900px; margin:0 auto;\"><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->\u00a0 \u00a0<h1 style=\"font-size:32px;margin-bottom:24px;\"\"<h1>4 kriti\u010dne gre\u0161ke u planiranju likvidnosti (i kako da ih izbegnete)<\/h1><!-- [et_pb_line_break_holder] -->  <pee>U poslovnom svetu, <strong>likvidnost<\/strong> je mnogo vi\u0161e od stru\u010dnog izraza \u2013 ona je <strong>pokazatelj snage i otpornosti<\/strong> va\u0161e firme. Predstavlja sposobnost da na vreme izmirujete sve obaveze, bez naru\u0161avanja teku\u0107eg poslovanja i bez oslanjanja na skupe izvore finansiranja.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Kada je <strong>planiranje likvidnosti<\/strong> dobro organizovano, firma ima sigurnost u svakodnevnom poslovanju, mo\u017ee da iskoristi nove prilike kada se pojave i da ostane stabilna \u010dak i u periodima ekonomske neizvesnosti.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Na\u017ealost, mnoge firme planiranju likvidnosti pristupaju povr\u0161no ili ga potpuno zanemaruju, sve dok se ne pojave prvi problemi \u2013 a tada je \u010desto kasno za brze korekcije.<\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"><h2>\u0160ta se de\u0161ava kada planiranje likvidnosti nije pravilno? \u26a0\ufe0f<\/h2><!-- [et_pb_line_break_holder] -->  <pee>Zanemarivanje planiranja nov\u010danih tokova mo\u017ee da dovede do:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li><strong>Ka\u0161njenja u pla\u0107anju dobavlja\u010dima<\/strong>, \u0161to naru\u0161ava odnose i poverenje<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Ka\u0161njenja u isplati plata<\/strong>, \u0161to negativno uti\u010de na motivaciju zaposlenih<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Nemogu\u0107nosti pla\u0107anja poreza na vreme<\/strong>, \u0161to mo\u017ee izazvati kazne i kamate<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Zavisnosti od kratkoro\u010dnih kredita<\/strong>, koji pove\u0107avaju tro\u0161kove poslovanja<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Propu\u0161tanja prilika za rast<\/strong>, jer nema dovoljno gotovine da se investira<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] -->  <pee>Takvi problemi ne nastaju preko no\u0107i \u2013 oni su rezultat nepostojanja jasne strategije upravljanja likvidno\u0161\u0107u.<\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Ad-hoc pla\u0107anja vs. strate\u0161ko planiranje \ud83d\udcc5<\/h2><!-- [et_pb_line_break_holder] -->  <pee>Mnoge firme rade po principu \u201eplati \u010dim dobije\u0161 ra\u010dun\u201c. Na prvi pogled, ovaj pristup deluje logi\u010dno \u2013 nema ka\u0161njenja, nema nepotrebnog \u010dekanja. Me\u0111utim, praksa pokazuje da je to <strong>kratkoro\u010dno re\u0161enje sa dugoro\u010dnim posledicama<\/strong>.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Kod ad-hoc pla\u0107anja \u010desto se de\u0161ava:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li>Danas platite velikog dobavlja\u010da,<\/li><!-- [et_pb_line_break_holder] -->    <li>Sutra shvatite da nema dovoljno novca za poreze,<\/li><!-- [et_pb_line_break_holder] -->    <li>Za nekoliko dana \u2013 nemate sredstva za isplatu zarada.<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] -->  <pee><strong>Strate\u0161ko planiranje likvidnosti<\/strong>, sa druge strane, omogu\u0107ava:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li><strong>Pregled<\/strong> svih priliva i odliva u narednim danima, nedeljama i mesecima<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Pravovremenu pripremu sredstava<\/strong> za poreze, plate i investicije<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Pregovaranje boljih uslova<\/strong> sa dobavlja\u010dima zahvaljuju\u0107i pouzdanoj reputaciji<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Optimalno kori\u0161\u0107enje sopstvenih sredstava<\/strong>, bez nepotrebnog zadu\u017eivanja<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <!-- Tvoj postoje\u0107i blok sa slikom - ostavljen netaknut --><!-- [et_pb_line_break_holder] -->  <div style=\"max-width: 450px; margin: 0 auto;\"><!-- [et_pb_line_break_holder] -->    <img decoding=\"async\" data-src=\"https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Cash-flow-1024-x-1024-px.png\" alt=\"Planiranje likvidnosti\" style=\"--smush-placeholder-width: 1024px; --smush-placeholder-aspect-ratio: 1024\/1024;width: 100%; height: auto; display: block;\" src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\"><!-- [et_pb_line_break_holder] -->  <\/div><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Prednosti dobro planiranih tokova novca \ud83d\udcca<\/h2><!-- [et_pb_line_break_holder] -->  <pee>Kada se vr\u0161i <strong>planiranje likvidnosti<\/strong> (<a href=\"https:\/\/vrbtim.com\/sr\/finansijsko-poslovanje-treasury\/\">Finansijsko poslovanje (Treasury)<\/a>), unapred znate:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udce5 <strong>Kada o\u010dekujete prilive<\/strong> (uplate klijenata, krediti, subvencije)<\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udce4 <strong>Kada morate izvr\u0161iti odlive<\/strong> (pla\u0107anja dobavlja\u010dima, porezi, plate)<\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udcb5 <strong>Koliki je raspolo\u017eivi iznos gotovine<\/strong> u svakom trenutku<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] -->  <pee>Ovo vam omogu\u0107ava da:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li><strong>Izbegnete<\/strong> ka\u0161njenja i nepotrebne kamate<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Pove\u0107ate kredibilitet<\/strong> kod partnera i banaka<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>U\u010destvujete<\/strong> u investicijama i projektima bez rizika po teku\u0107e poslovanje<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Donosite brze odluke<\/strong> u kriznim situacijama<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Kako to izgleda u praksi \ud83d\udcdd<\/h2><!-- [et_pb_line_break_holder] -->  <pee>Zamislite firmu koja u aprilu ima ve\u0107i priliv jer zavr\u0161ava veliki projekat. Bez plana, sav novac bi mogao biti potro\u0161en na trenutne obaveze, a ve\u0107 u maju bi se pojavila rupa u bud\u017eetu za poreze ili zarade.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Sa <strong>planom likvidnosti<\/strong>, unapred se zna:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li><strong>Koliki deo<\/strong> tog priliva ide za teku\u0107e tro\u0161kove<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Koliko treba ostaviti<\/strong> na ra\u010dunu za obaveze koje dolaze<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Koliki iznos<\/strong> se mo\u017ee investirati ili rezervisati za hitne situacije<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Naj\u010de\u0161\u0107e gre\u0161ke u planiranju likvidnosti \u274c<\/h2><!-- [et_pb_line_break_holder] -->  <ol><!-- [et_pb_line_break_holder] -->    <li><strong>Nepotpuni pregled tro\u0161kova<\/strong> \u2013 zanemarivanje periodi\u010dnih obaveza poput poreza, registracija ili osiguranja.<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Neuskla\u0111eni rokovi pla\u0107anja i naplate<\/strong> \u2013 obaveze dospevaju pre nego \u0161to stigne novac od klijenata.<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Neplanirani veliki tro\u0161kovi<\/strong> \u2013 kupovina opreme ili ulaganje bez prethodne finansijske pripreme.<\/li><!-- [et_pb_line_break_holder] -->    <li><strong>Zanemarivanje sezonskih oscilacija<\/strong> \u2013 kod firmi koje imaju izra\u017eene periode pove\u0107ane ili smanjene prodaje.<\/li><!-- [et_pb_line_break_holder] -->  <\/ol><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><pee>Za vi\u0161e saveta i prakti\u010dne smernice o upravljanju gotovinom i projekcijama nov\u010danih tokova, pogledajte vodi\u010d<!-- [et_pb_line_break_holder] -->\u00a0 <a href=\"https:\/\/www.accaglobal.com\/us\/en\/technical-activities\/technical-resources-search\/2021\/june\/guide-managing-your-cash-flow.html\" target=\"_blank\" rel=\"noopener nofollow\">ACCA \u2013 Managing your cash flow<\/a>.<!-- [et_pb_line_break_holder] --><\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Kako VRB Tim poma\u017ee va\u0161oj firmi da ostane likvidna \ud83c\udfc6<\/h2><!-- [et_pb_line_break_holder] -->  <pee>Na\u0161 tim ima <strong>preko dve decenije iskustva<\/strong> u finansijama, ra\u010dunovodstvu i poslovnom konsaltingu. Ne bavimo se samo evidencijom \u2013 na\u0161 cilj je da aktivno u\u010destvujemo u o\u010duvanju i unapre\u0111enju va\u0161e likvidnosti.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Uz nas dobijate:<\/pee><!-- [et_pb_line_break_holder] -->  <ul><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udcc8 <strong>Detaljne analize nov\u010danih tokova<\/strong><\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udcc5 <strong>Projekcije priliva i odliva<\/strong> za naredne periode<\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udde3 <strong>Savete<\/strong> kada i kako planirati pla\u0107anja<\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83d\udd0d <strong>Kontinuirano pra\u0107enje<\/strong> realizacije plana i upozorenja na odstupanja<\/li><!-- [et_pb_line_break_holder] -->    <li>\ud83e\udd1d <strong>Podr\u0161ku u pregovorima<\/strong> sa bankama i dobavlja\u010dima<\/li><!-- [et_pb_line_break_holder] -->  <\/ul><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->  <hr><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><h2 style=\"margin-top:32px; font-size:22px;\"<h2>Zaklju\u010dak \ud83d\udccc<\/h2><!-- [et_pb_line_break_holder] -->  <pee><strong>Planiranje likvidnosti<\/strong> nije luksuz \u2013 to je osnovna potreba svake firme koja \u017eeli stabilnost i rast.<\/pee><!-- [et_pb_line_break_holder] -->  <pee>Uz <strong>VRB Tim<\/strong>, va\u0161 nov\u010dani tok postaje predvidiv, tro\u0161kovi optimizovani, a vi imate slobodu da se fokusirate na razvoj biznisa.<\/pee><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] --><!-- [et_pb_line_break_holder] -->[\/et_pb_code][et_pb_button button_url=&#8220;https:\/\/vrbtim.com\/sr\/korisni-saveti\/&#8220; button_text=&#8220;Nazad na Korisne savete&#8220; button_alignment=&#8220;right&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; custom_button=&#8220;on&#8220; button_text_size=&#8220;18px&#8220; button_bg_color=&#8220;#023047&#8243; button_font=&#8220;&#8211;et_global_body_font||||||||&#8220; background_layout=&#8220;dark&#8220; custom_margin=&#8220;|20px|||false|false&#8220; custom_padding=&#8220;||||false|false&#8220; button_text_size_tablet=&#8220;16px&#8220; button_text_size_phone=&#8220;14px&#8220; button_text_size_last_edited=&#8220;on|phone&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;5138c454-be54-4233-bd3b-f8e6a8747976&#8243; background_color=&#8220;#023047&#8243; custom_padding=&#8220;2vw|8%|2vw|8%|true|true&#8220; border_radii=&#8220;on|6px|6px|6px|6px&#8220; global_colors_info=&#8220;{%22#2a9d8f%22:%91%22background_color%22%93}&#8220;][et_pb_column type=&#8220;4_4&#8243; _builder_version=&#8220;4.18.0&#8243; _module_preset=&#8220;73121f80-a3ef-4484-8763-c3f18e3c56d2&#8243; global_colors_info=&#8220;{}&#8220;][et_pb_heading title=&#8220;Kontaktirajte nas za konsultacije&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;ba4a6336-701f-47b8-bf5c-09da0ce28016&#8243; title_level=&#8220;h3&#8243; title_font=&#8220;IBM Plex Sans Condensed|IBM Plex Sans Condensed_weight|||||||&#8220; title_text_align=&#8220;center&#8220; title_text_color=&#8220;#FFFFFF&#8220; title_font_size=&#8220;32px&#8220; title_line_height=&#8220;1.3em&#8220; background_color=&#8220;#023047&#8243; custom_margin=&#8220;||10px||false|false&#8220; title_font_size_tablet=&#8220;22px&#8220; title_font_size_phone=&#8220;17px&#8220; title_font_size_last_edited=&#8220;on|phone&#8220; locked=&#8220;off&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_heading][et_pb_text _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; hover_enabled=&#8220;0&#8243; global_colors_info=&#8220;{}&#8220; sticky_enabled=&#8220;0&#8243;]<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Na\u0161 tim stru\u010dnjaka je tu da vam pomogne.<\/span><\/h5>\n<h5 style=\"text-align: center;\"><span style=\"color: #ffffff;\">Kontaktirajte nas danas za personalizovane konsultacije i saznajte kako mo\u017eemo olak\u0161ati va\u0161 put ka uspe\u0161nom poslovanju.<\/span><\/h5>[\/et_pb_text][et_pb_button button_url=&#8220;https:\/\/vrbtim.com\/kontakt\/&#8220; button_text=&#8220;Kontaktirajte nas&#8220; button_alignment=&#8220;center&#8220; _builder_version=&#8220;4.27.4&#8243; _module_preset=&#8220;default&#8220; background_layout=&#8220;dark&#8220; custom_margin=&#8220;|20px|||false|false&#8220; custom_padding=&#8220;||||false|false&#8220; global_colors_info=&#8220;{}&#8220;][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section]\n","protected":false},"excerpt":{"rendered":"<p>Efficient liquidity planning helps ensure your company always has enough cash for payments, avoids delays and penalties, and utilizes its resources without unnecessary loans. Discover why strategic cash flow management is key to sustainable growth.<\/p>","protected":false},"author":8,"featured_media":768,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"1080","_uag_custom_page_level_css":"","footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[40,57],"tags":[42,32,24,41,26,33],"class_list":["post-758","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-treasury","category-korisni-saveti","tag-cash-flow","tag-evidencija-transakcija","tag-finansijski-izvestaji","tag-likvidnost","tag-optimizacija-likvidnosti","tag-racunovodstvo"],"uagb_featured_image_src":{"full":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px.png",1128,191,false],"thumbnail":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-150x150.png",150,150,true],"medium":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-300x51.png",300,51,true],"medium_large":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-768x130.png",768,130,true],"large":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-1024x173.png",1024,173,true],"1536x1536":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px.png",1128,191,false],"2048x2048":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px.png",1128,191,false],"trp-custom-language-flag":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-18x3.png",18,3,true],"et-pb-post-main-image":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-400x191.png",400,191,true],"et-pb-post-main-image-fullwidth":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-1080x191.png",1080,191,true],"et-pb-portfolio-image":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-400x191.png",400,191,true],"et-pb-portfolio-module-image":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-510x191.png",510,191,true],"et-pb-portfolio-image-single":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-1080x183.png",1080,183,true],"et-pb-gallery-module-image-portrait":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-400x191.png",400,191,true],"et-pb-post-main-image-fullwidth-large":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px.png",1128,191,false],"et-pb-image--responsive--desktop":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px.png",1128,191,false],"et-pb-image--responsive--tablet":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-980x166.png",980,166,true],"et-pb-image--responsive--phone":["https:\/\/vrbtim.com\/wp-content\/uploads\/2025\/08\/Za-treasury-blog-1128-x-191-px-480x81.png",480,81,true]},"uagb_author_info":{"display_name":"VRB Tim","author_link":"https:\/\/vrbtim.com\/en\/author\/vrb-tim\/"},"uagb_comment_info":0,"uagb_excerpt":"Efikasno planiranje likvidnosti poma\u017ee da va\u0161a firma uvek ima dovoljno gotovine za pla\u0107anja, izbegne ka\u0161njenja i kazne, i iskoristi svoje resurse bez nepotrebnih kredita. Saznajte za\u0161to je strate\u0161ko upravljanje nov\u010danim tokovima klju\u010d za stabilan rast.","_links":{"self":[{"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/posts\/758","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/comments?post=758"}],"version-history":[{"count":24,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/posts\/758\/revisions"}],"predecessor-version":[{"id":1747,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/posts\/758\/revisions\/1747"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/media\/768"}],"wp:attachment":[{"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/media?parent=758"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/categories?post=758"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/vrbtim.com\/en\/wp-json\/wp\/v2\/tags?post=758"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}